May 24, 2021

Premiums and Insurance Benefits from 1 July 2021

To keep up with the increasing costs of providing legal expenses insurance and legal aid, our insurance benefits and premiums will increase from 1 July 2021*. We have been mindful of the state of the South African economy and as such we've kept the increases to a minimum, ensuring that you don't lose your ability to enforce and defend your rights.

It's worth remembering 

  • We've not increased our premiums effective from 1 July 2019*. We took the decision not to increase premiums as a result of the impact of the nationwide lockdown in response to the COVID-19 pandemic.
  • We introduced a COVID-19 Premium Waiver for qualifying Members.

Plus, we continue to invest in our service to you

  • We've made enhancements to the LegalWise App – giving you more legal power at your finger tips - you can now access your Membership card, Schedule of Insurance and Membership Agreement, pay your premiums, switch Membership options, update your personal details and add, delete or change your Beneficiary's or Insured person's details. You can search for your nearest LegalWise Branch, find a lawyer, view SMSs and e-mails we've sent you, as well as give us a compliment or submit a complaint.
  • We've enabled you to communicate with us via WhatsApp, Facebook, Twitter and WebChat on both the LegalWise website and App.
  • We've relocated both the Mahikeng and Gqeberha Branches based on feedback received from Members to safer more convenient locations.
  • We've increased our tariffs payable to lawyers on average by 11% for civil, criminal and labour related matters on our Gold and GoldPLUS Membership options, and
  • We've added additional tariff items on all the Membership options to enable the Network Lawyers to provide more feedback on your matter.

image 1

 

Premiums and Insurance Benefits effective from 1 July 2021*

Gold

GoldPlus

Platinum

You only pay R106 per month (was R100)

And you get:

  • Up to R106 000 for legal fees per case.
  • Face-to-face para-legal services in LegalWise Branches countrywide.
  • 24-hour legal assistance via our LegalLine.
  • Insurance Benefits for criminal, civil and labour related matters.
  • Insurance benefits for main Member, spouse/ life partner and children under the age of 18.

Added Benefits

  • R10 600 legal expenses accidental death benefit.

You only pay R165 per month (was R154)

And you get:

  • Up to R165 000 for legal fees per case.
  • Face-to-face para-legal services in LegalWise Branches countrywide.
  • 24-hour legal assistance via our LegalLine.
  • Insurance Benefits for criminal, civil and labour related matters.
  • Insurance benefits for main Member, spouse/ life partner and children under the age of 18.

Plus

  • One 45 minute consultation with a LegalWise Network Lawyer on any matter, whether it's covered or not.

Added Benefits

  • R16 500 legal expenses accidental death benefit.

You only pay R280 per month (was R260)

And you get:

  • Up to R280 000 for legal fees per case.
  • Face-to-face para-legal services in LegalWise Branches countrywide.
  • 24-hour legal assistance via our LegalLine.
  • Insurance Benefits for criminal, civil and labour related matters.
  • Insurance benefits for main Member, spouse/ life partner and children under the age of 18.

Plus

  • Higher tariff, ensuring more specialised legal representation.
  • Insurance Benefits for uncontested divorce and child maintenance.**
  • Up to a 60% discount on property conveyancing fees.**
  • One free property evaluation assessment per annum.
  • Insurance Benefits for drafting and registration of ante nuptial contracts and Wills and Testaments.**

Added Benefits

  • R28 000 legal expenses accidental death benefit.

**Service provided by lawyers selected and paid for by LegalWise. Subject to waiting periods. Terms and conditions apply. Refer to the LegalWise Membership Agreement.**

 

Optional Added Benefits

Teacher, Heath Care Professional and Enforcement Officer Benefit 

image 1

Following a review of the Teacher, Health Care Professional and Enforcement Officer Benefit we have taken the decision to not increase the premium. 

You only pay an additional R20 per month (was R20)

And you get:

  •  Up to an additional R60 000 for legal fees per case during the course and scope of your employment.
  •  Free antiretroviral treatment. In the case of accidental exposure to HIV.
  • Trauma counselling that includes telephonic, face-to-face, couple and group therapy conducted by skilled professionals.
  • Insurance benefits for defamation to protect your professional reputation even if it requires going to court.

image 1

You only pay R80 per family Member per month (was R75)

And they will get:

  • Up to R80 000 for legal fees per case.
  • Face-to-face para-legal services in LegalWise Branches countrywide
  •   24-hour legal assistance via our LegalLine
  • Insurance Benefits for criminal, civil and labour related matters
  •  Insurance benefits for main Member, spouse/ life partner and children under the age of 18. 

All Memberships which commenced on or after 1 July 2018 will have their annual premium and insurance benefits reviewed on the anniversary of their Membership. Memberships that were inforce on 30 June 2018 will have an anniversary date of 1 July. *