May 24, 2021

Premiums & Insurance Benefits effective from 1 July 2022

To keep up with the increasing costs of providing legal expenses insurance, our insurance benefits and premiums will increase from 1 July 2022*. We have been mindful of the state of the South African economy and as such we've kept the increase to a minimum. 

Over the past 12-months we've continued to invest in our service to you -

  • We've successfully launched our new video consultation service on either WhatsApp or Zoom.
  • We've made changes to the LegalWise Membership Agreement, adding new matters that now enjoy Insurance cover. We also used the opportunity to better explain terms to remove uncertainty.
  • We've reopened our Newcastle Branch following a fire and we've relocated our Kimberly Branch based on feedback received from Members.
  • We've enhanced our communication platforms to ensure speedy responses to e-mails and SMSs and to provide Members automated updates on their on-going matters.

New! From 1 July 2022, we will be introducing a service offering tax advice and assistance for personal income tax matters, such as; 

  • Checking the status of your tax accounts with SARS,
  • The completion and electronic submission of your annual income tax returns,
  • Liaising with your employers on queries with regard to your incorrect PAYE deductions, obtaining IRP5 or IT3 certificates,
  • Understanding the tax implications of your pension or provident fund pay-outs, or with your SARS notice of assessment (ITA34), or SARS audits,
  • Lodging objections on your behalf, querying penalties and interest charges, and much more.

And, we're creating more specialisation in our Paralegal services teams which will provide you with access to experienced legal specialists who will handle your matter and attempt to resolve it without you going to court.

Insurance Benefits & Premiums effective from 1 July 2022*​​​   

Gold Membership

Up to R115 000 legal fees per case 

Was R106 000

And get:

  • Legal assistance and one-off advice from in-house Legal Counsellors.
  • Access to experienced legal specialists.
  • 24-hour legal assistance via our LegalLine.
  • Insurance cover for criminal, civil and labour related matters.
  • Up to R115 000 insurance cover for legal fees per case. Subject to a three- month waiting period.
  • Insurance cover for Main Member, spouse/life partner and children under the age of 18.
  • Access to the LegalWise Network of over 220 legal firms.
  • Option to select a lawyer who is not on the the LegalWise Network.
  • Three-month money back guarantee.

Added Benefits

  • Tax advice and assistance for the personal income tax for the main Member.**
  • 6-month premium waiver in the case of the retrenchment or permanent or temporary disability of the premium payer.
  • A R11 500 cash pay-out for legal expenses in the case of the accidental death of the main Member.

**Available from 1 July 2022.

Only pay R115 per month

Was R106

GoldPLUS Membership

Up to R179 000 for legal fees per case

Was R165 000

And get:   

  • Legal assistance and one-off advice from in-house Legal Counsellors.
  • Access to experienced legal specialists.
  • 24-hour legal assistance via our LegalLine.
  • Insurance cover for criminal, civil and labour related matters.
  • Up to R179 000 insurance cover for legal fees per case. Subject to a three- month waiting period.
  • Insurance cover for Main Member, spouse/life partner and children under the age of 18.
  • Access to the LegalWise Network of over 220 legal firms.
  • Option to select a lawyer who is not on the the LegalWise Network.
  • Three-month money back guarantee.

Added Benefits

  • Tax advice and assistance for the personal income tax for the main Member.**
  • 6-month premium waiver in the case of the retrenchment or permanent or temporary disability of the premium payer.
  • Legal emergency fast track - one 45 minute consultation with a LegalWise Network Lawyer on any matter.
  • A R17 900 cash pay-out for legal expenses in the case of the accidental death of the main Member.

**Available from 1 July 2022.

Only pay R179 per month

Was R165

Platinum Membership

Up to R305 000 for legal fees per case

Was R280 000

And get:     

  • Legal assistance and one-off advice from in-house Legal Counsellors.
  • Access to experienced legal specialists.
  • 24-hour legal assistance via our LegalLine.
  • Insurance cover for criminal, civil and labour related matters.
  • Up to R305 000 insurance cover for legal fees per case. Subject to a three- month waiting period.
  • Insurance cover for Main Member, spouse/life partner and children under the age of 18.
  • Access to the LegalWise Network of over 220 legal firms.
  • Option to select a lawyer who is not on the the LegalWise Network.
  • Three-month money back guarantee.

Added Benefits

  • Tax advice and assistance for the personal income tax for the main Member.**
  • 6-month premium waiver in the case of the retrenchment or permanent or temporary disability of the premium payer.
  • Insurance cover for uncontested divorce* and child maintenance matters.*
  • Up to 60% discount on property conveyancing fees.*
  • One free property evaluation assessment per annum.*
  • Insurance cover for Rescission of Administration orders.*
  • Insurance cover for drafting and registration of ante nuptial contracts and Wills and Testaments.*
  • Higher tariff ensuring more specialised legal representation. 
  • A R30 500 cash pay-out for legal expenses in the case of the accidental death of the main Member.

*Services provided by lawyers selected and paid for by LegalWise. Subject to waiting periods.

**Available from 1 July 2022.

Only Pay R305 per month

Was R280

Pensioners***

Up to R115 000 for legal fees per case.

Was R106 000

Only pay R57.50 per month

Was R52

***Available to existing Members who turn 60 with proof of retirement and subsequent to a two (2) year claim free period or Members who turn 65 subsequent to a two (2) year claim free period.

Added Optional Benefits 

Extended Family Protection Benefit

You can add your parents, brothers and sisters.

An option that allows you to add up to 5 extended family members to your LegalWise Membership for only R80 each per month.

  • It gives each of them up to R80 000 cover for legal fees per case plus all the other benefits and protection of Gold Membership.
  • Extended family members are biological or adoptive parents of the main Member or main Member's Spouse. Children of the main Member or main Member's Spouse between 18 and 20 who are not studying full time and who are not financially dependent on the main Member and/or between 21 and 25. Biological brothers and sisters of the main Member or main Member's Spouse. 

Teacher, Health Care Professional, Enforcement Officer Benefit 

For teachers, health care professionals and enforcement officers.

An additional option for teachers, health care professionals, police, security guards and members of the defence force. Add it to the plan you choose for R20 per month and you will get.

  • Up to an extra R60 000 for legal fees from matters arising during the course and scope of your employment.
  • Insurance benefits for defamation to protect your reputation even if it requires going to court.

*All Memberships which commenced on or after 1 July 2018 will have their annual insurance benefits and premiums reviewed on the anniversary of their Membership. Memberships that were in-force on 30 June 2018 will have an anniversary date of 1 July 2022.